Unclaimed surplus funds, also known as overages, are excess funds generated when a foreclosed property is sold for more than the amount owed in taxes. These funds are supposed to be returned to the previous owner or their heirs, but often go unclaimed due to insufficient notification or complex procedures.

If your property was foreclosed and sold for more than the owed taxes, you might have unclaimed funds. Contact us for a free evaluation to check your eligibility and potential overages.

The process involves an initial consultation to evaluate your case, gathering necessary documentation, filing the claim with county officials, and processing the claim until the funds are recovered and transferred to you. Our team handles all these steps on your behalf.

The recovery process can vary depending on the county and specific case details. On average, it can take anywhere from a few weeks to several months. We keep you informed at every stage and work diligently to expedite the process.

We operate on a contingency basis, meaning we only get paid when you do. Our fees are a percentage of the recovered funds, and there are no upfront costs or hidden fees.

Typical documents include proof of ownership (such as a deed or mortgage statement), identification, and any other relevant papers that verify your right to the funds. Our team will guide you through the specific requirements for your case.

Yes, you can file a claim yourself. However, the process can be complex and time-consuming, involving detailed paperwork and communication with county officials. Our expertise and experience can help ensure a smooth and successful recovery, saving you time and effort.

If your claim is denied, we will review the reasons and take appropriate steps to address any issues. Our team is experienced in handling appeals and working with county officials to resolve disputes.

The primary risk is the potential denial of your claim, which we work hard to mitigate through thorough preparation and documentation. Since we operate on a contingency basis, you do not incur any financial risk—our fees are only charged upon successful recovery of your funds.

Starting the process is easy. Simply contact us via our website, phone, or email for a free initial consultation. We will evaluate your case and guide you through the next steps. Contact us to start the process today.

Yes, each state has a specific time limit for claiming unclaimed tax foreclosure refunds. Once this period expires, the funds are no longer available for recovery. It's important to act quickly to ensure you do not miss the deadline. Our team can help you determine the time limits for your state and guide you through the process promptly.

We specialize in recovering unclaimed funds for property owners in Arizona, Georgia, Florida, and Texas. However, our expertise extends to assisting clients in any state, adapting to local laws and regulations. Contact us for more information and personalized assistance.

Arizona Law: Under AZ Code 33-812. Disposition of proceeds of sale. The trustee will deposit the proceeds with the county treasurer in the county in which the sale took place. Any person with a recorded or other legal interest in the property at the time of the sale may apply for the release of the proceeds by filing an application for distribution in the civil action that was filed by the trustee

Florida Law: According to Florida Statute §197.582, if a property sells for more than the statutory bid, the surplus must be distributed by the clerk to pay off any government liens. Remaining funds are retained for the benefit of the title holder at the time of the sale.

Georgia Law: Under GA Code § 48-4-5, if a property is sold for more than the owed taxes, costs, and expenses, the tax commissioner, collector, or sheriff must notify the record owner and other parties with recorded interests of the excess funds.

Texas Law: Per Texas Tax Code §34.04, excess proceeds from a foreclosure sale (over $25) can be claimed by the former homeowner after all liens and costs are paid. If junior liens exist, they must be settled before any remaining funds can be claimed by the homeowner.

Yes, we do. We can help recover mortgage overages from foreclosure sales in most jurisdictions, as well as other unclaimed funds held at the state level. Contact us for more information and personalized assistance.